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Release · 2026-09-08 to 2026-09-08

Consumer credit increased at a 4.2 percent annual rate in July

The Federal Reserve Board's G.19 release, published at 3:00 p.m. ET September 8, said consumer credit increased at a seasonally adjusted annual rate of 4.2 percent in July. Revolving credit increased at a 2.5 percent annual rate and nonrevolving credit increased at a 4.8 percent annual rate. Seasonally adjusted outstanding credit was 5,186.2 billion dollars, with revolving credit at 1,357.2 billion and nonrevolving credit at 3,829.0 billion. June was revised to a 3.4 percent annual rate from the 3.3 percent published on August 7. May was revised to a 0.5 percent annual rate. Trading Economics listed a consensus near 11.7 billion dollars for the monthly change.

Consumer credit, seasonally adjusted annual rate
4.2% 2026-07 · prior 3.4% (2026-06)
Revolving consumer credit, seasonally adjusted annual rate
2.5% 2026-07 · prior 6% (2026-06)
Nonrevolving consumer credit, seasonally adjusted annual rate
4.8% 2026-07 · prior 2.5% (2026-06)
Consumer credit outstanding, seasonally adjusted
$5,186.2B 2026-07 · prior $5,168.1B (2026-06)
Revolving consumer credit outstanding, seasonally adjusted
$1,357.2B 2026-07
Nonrevolving consumer credit outstanding, seasonally adjusted
$3,829B 2026-07
Consumer credit, seasonally adjusted annual ratepercent-2%0%2%4%6%MayJunJulTotalRevolvingFederal Reserve Board G.19, May–July 2026
Consumer credit, seasonally adjusted annual rate. Federal Reserve Board G.19, May–July 2026. Share card.

Source: Consumer Credit - G.19, July 2026 — Board of Governors of the Federal Reserve System.

all 6 figures found at the source
  • found Consumer credit, seasonally adjusted annual rate = 4.2% — at Board of Governors of the Federal Reserve System
  • found Revolving consumer credit, seasonally adjusted annual rate = 2.5% — at Board of Governors of the Federal Reserve System
  • found Nonrevolving consumer credit, seasonally adjusted annual rate = 4.8% — at Board of Governors of the Federal Reserve System
  • found Consumer credit outstanding, seasonally adjusted = $5,186.2B — at Board of Governors of the Federal Reserve System
  • found Revolving consumer credit outstanding, seasonally adjusted = $1,357.2B — at Board of Governors of the Federal Reserve System
  • found Nonrevolving consumer credit outstanding, seasonally adjusted = $3,829B — at Board of Governors of the Federal Reserve System

Researched by Grok, checked against each source by an automated pass, edited by Clem Ziroli III. Published Sep 8, 2026.

This page is one print. The daily brief for September 8, 2026 is the editor's cut of what mattered that day. Figures are as the named sources printed them. The methodology says how this page is made and what is checked.