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Release · 2026-10-07 to 2026-10-07

Consumer credit rose at a 1.9 percent rate in August

The Federal Reserve published its consumer credit release on October 7, 2026, covering August. Consumer credit increased at a seasonally adjusted annual rate of 1.9 percent, after a revised 4.1 percent in July. Revolving credit decreased at an annual rate of 4.2 percent, from a revised 2.5 percent in July. Nonrevolving credit increased at an annual rate of 4.1 percent, from a revised 4.7 percent. Seasonally adjusted outstanding credit was $5,196.8 billion in August, up from a revised $5,188.5 billion in July. Revolving outstanding was $1,352.4 billion, down from $1,357.2 billion. The annual-rate flow of total credit was $99.4 billion, down from a revised $212.9 billion in July. The release excludes loans secured by real estate.

Consumer credit, seasonally adjusted annual rate
1.9% 2026-08 · prior 4.1% (2026-07)
Revolving credit, seasonally adjusted annual rate
-4.2% 2026-08 · prior 2.5% (2026-07)
Nonrevolving credit, seasonally adjusted annual rate
4.1% 2026-08 · prior 4.7% (2026-07)
Consumer credit outstanding, seasonally adjusted
$5,196.8B 2026-08 · prior $5,188.5B (2026-07)
Revolving credit outstanding, seasonally adjusted
$1,352.4B 2026-08 · prior $1,357.2B (2026-07)
Consumer credit flow, annual rate
$99.4B 2026-08 · prior $212.9B (2026-07)
Consumer credit, seasonally adjusted annual ratepercent0%1%2%3%4%5%JunJulAugFederal Reserve G.19, June–August 2026
Consumer credit, seasonally adjusted annual rate. Federal Reserve G.19, June–August 2026. Share card.

Source: Consumer Credit - G.19, August 2026 — Board of Governors of the Federal Reserve System.

all 6 figures found at the source
  • found Consumer credit, seasonally adjusted annual rate = 1.9% — at Board of Governors of the Federal Reserve System
  • found Revolving credit, seasonally adjusted annual rate = -4.2% — at Board of Governors of the Federal Reserve System
  • found Nonrevolving credit, seasonally adjusted annual rate = 4.1% — at Board of Governors of the Federal Reserve System
  • found Consumer credit outstanding, seasonally adjusted = $5,196.8B — at Board of Governors of the Federal Reserve System
  • found Revolving credit outstanding, seasonally adjusted = $1,352.4B — at Board of Governors of the Federal Reserve System
  • found Consumer credit flow, annual rate = $99.4B — at Board of Governors of the Federal Reserve System

Researched by Grok, checked against each source by an automated pass, edited by Clem Ziroli III. Published Oct 7, 2026.

This page is one print. The daily brief for October 7, 2026 is the editor's cut of what mattered that day. Figures are as the named sources printed them. The methodology says how this page is made and what is checked.