Release · 2026-10-22 to 2026-10-22

The 30-year fixed mortgage rate fell to 7.32 percent, its first weekly decline since August

Freddie Mac's Primary Mortgage Market Survey for October 22, 2026 put the 30-year fixed-rate mortgage at 7.32 percent, down from 7.40 percent on October 15 and up from 6.19 percent a year earlier (October 23, 2025). It is the first weekly decline since August 20, 2026; the rate rose for seven straight weeks and was unchanged on October 15. The 15-year fixed-rate mortgage averaged 6.68 percent, down from 6.71 percent the prior week and up from 5.44 percent a year earlier.

30-year fixed-rate mortgage: 7.32% 2026-10-22 · prior 7.4% (2026-10-15)
15-year fixed-rate mortgage: 6.68% 2026-10-22 · prior 6.71% (2026-10-15)
30-year fixed-rate mortgage, year earlier: 6.19% 2025-10-23

30-year fixed mortgage rate. Freddie Mac PMMS, September 17 to October 22, 2026. Share card.

Source: Primary Mortgage Market Survey, October 22, 2026 — Freddie Mac. Also: 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US).

all 3 figures found at the source

found 30-year fixed-rate mortgage = 7.32% — at Freddie Mac
found 15-year fixed-rate mortgage = 6.68% — at Freddie Mac
found 30-year fixed-rate mortgage, year earlier = 6.19% — at Freddie Mac

Researched by Grok, checked against each source by an automated pass, edited by Clem Ziroli III. Published Oct 22, 2026.

This page is one print. The daily brief for October 22, 2026 is the editor's cut of what mattered that day. Figures are as the named sources printed them. The methodology says how this page is made and what is checked.