Treasury set a 5.51 percent rate for new Series I savings bonds, with a 1.40 percent fixed rate
New Series I savings bonds issued from November 1, 2026, through April 30, 2027, earn a composite annual rate of 5.51 percent, according to TreasuryDirect. That is up from 4.26 percent for I bonds issued May 1 through October 31, 2026. The composite combines a fixed rate of 1.40 percent, up from 0.90 percent, and a semiannual inflation rate of 2.04 percent, up from 1.67 percent. The inflation rate is based on changes in the non-seasonally adjusted CPI-U and applies for six months to all I bonds. The fixed rate stays with a bond for its life and is the highest Treasury has set since November 2006, when it was also 1.40 percent.
- Composite rate, new I bonds
- 5.51%
- Fixed rate
- 1.4%
- Semiannual inflation rate
- 2.04%
Source: I bonds interest rates, rates for I bonds issued November 1, 2026, to April 30, 2027 — U.S. Department of the Treasury, TreasuryDirect.
all 3 figures found at the source
- found Composite rate, new I bonds = 5.51% — at U.S. Department of the Treasury, TreasuryDirect
- found Fixed rate = 1.4% — at U.S. Department of the Treasury, TreasuryDirect
- found Semiannual inflation rate = 2.04% — at U.S. Department of the Treasury, TreasuryDirect
This page is one print. The daily brief for October 30, 2026 is the editor's cut of what mattered that day. Figures are as the named sources printed them. The methodology says how this page is made and what is checked.