The 30-year fixed mortgage rate fell to 7.18 percent, its third straight weekly decline
Freddie Mac's Primary Mortgage Market Survey for Thursday, November 5, 2026 put the 30-year fixed-rate mortgage at 7.18 percent, down from 7.24 percent on October 29 and up from 6.22 percent a year earlier (November 6, 2025). It is the third straight weekly decline; the rate peaked at 7.40 percent on October 8 and October 15. The 15-year fixed-rate mortgage averaged 6.57 percent, down from 6.60 percent the prior week and up from 5.50 percent a year earlier. The survey is released Thursdays at 12 p.m. ET and averages rates on applications from the prior Thursday through Wednesday.
- 30-year fixed-rate mortgage
- 7.18%
- 15-year fixed-rate mortgage
- 6.57%
- 30-year fixed-rate mortgage, year earlier
- 6.22%
- 15-year fixed-rate mortgage, year earlier
- 5.5%
Source: Primary Mortgage Market Survey, November 5, 2026 — Freddie Mac. Also: Primary Mortgage Market Survey weekly history since 1971, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US).
all 4 figures found at the source
- found 30-year fixed-rate mortgage = 7.18% — at Freddie Mac
- found 15-year fixed-rate mortgage = 6.57% — at Freddie Mac
- found 30-year fixed-rate mortgage, year earlier = 6.22% — at Freddie Mac
- found 15-year fixed-rate mortgage, year earlier = 5.5% — at Freddie Mac
This page is one print. The daily brief for November 5, 2026 is the editor's cut of what mattered that day. Figures are as the named sources printed them. The methodology says how this page is made and what is checked.