Daily brief: September 24, 2026
3 releases in the September 24, 2026 editor's cut: Reserve balances averaged $2.930 trillion in the week ended September 23; Board selected interest rates list the 10-year at 5.11 percent for September 23; and The 30-year fixed mortgage averaged 7.03 percent. Each has its own page. 1 further item below.
On their own pages
- Reserve balances averaged $2.930 trillion in the week ended September 23
The Federal Reserve Board H.4.1 Factors Affecting Reserve Balances dated September 24 shows reserve balances with Federal Reserve Banks averaging $2,930,193 million in the week ended September 23, down $83,601 million from $3,013,794 million in the week ended September 16. The Wednesday level was $2,969,922 million. U.S. Treasury securities held outright were $4,558,332 million on Wednesday, September 23, up $3,882 million from September 16. The Treasury General Account was $947,317 million that Wednesday. Securities held outright were $6,471,088 million. Total assets on Wednesday were $6,747,704 million.
- Board selected interest rates list the 10-year at 5.11 percent for September 23
The Board posted the September 24 selected interest rates release at the usual 4:15 p.m. ET window. The latest column is September 23. Effective federal funds were 3.88 percent, unchanged from September 22. The 2-year Treasury constant maturity was 4.85 percent after 4.71 percent, the 10-year was 5.11 percent after 4.96 percent, and the 30-year was 5.40 percent after 5.29 percent. Bank prime stayed at 7.00 percent and discount-window primary credit at 4.00 percent. The 10-year move is 15 basis points. The print does not yet include September 24; Treasury's same-day par curve already lists that 10-year at 5.18 percent.
- The 30-year fixed mortgage averaged 7.03 percent
Freddie Mac's Primary Mortgage Market Survey for September 24 put the 30-year fixed-rate mortgage at 7.03 percent, up from 6.95 percent on September 17 and 6.30 percent a year earlier. The 15-year fixed-rate mortgage averaged 6.42 percent, up from 6.26 percent the prior week and 5.49 percent a year earlier.
Board seeks comment on two GENIUS Act stablecoin proposals
The Federal Reserve Board today requested public comment on two proposals to establish a regulatory framework for Board-supervised payment stablecoin issuers under the GENIUS Act. The first would require those issuers to fully back their stablecoins with certain permissible reserve assets, such as short-term Treasury bills and other high-quality liquid assets, and would set standardized capital and risk-management standards. The second would establish a tailored application process for Board-supervised banks seeking to issue payment stablecoins. The comment period closes 60 days after publication in the Federal Register. A proposal is not a statistical print, so this item has no release page.
- Proposals issued under the GENIUS Act
- 2
- Comment period after Federal Register publication
- 60
Source: Federal Reserve Board requests public comment on two proposals related to establishing a regulatory framework for Board-supervised payment stablecoin issuers under the GENIUS Act — Board of Governors of the Federal Reserve System.
all 2 figures found at the source
- found Proposals issued under the GENIUS Act = 2 — at Board of Governors of the Federal Reserve System
- found Comment period after Federal Register publication = 60 — at Board of Governors of the Federal Reserve System
3 further items were researched for this day and held back: their figures could not be found at the named source by the automated pass, so they are not published here.
Items report what the named sources published in the window; they are not this site's own findings, and a source's framing is not a verdict on who owns the money supply. Figures are as those sources printed them. The methodology says how this page is made and what is checked.